If you’re searching for Tax Planning Houston TX, you’re likely looking for a plan that keeps you out of trouble and aligned with real‑world cash flow. At JAG CPA & Co., our approach—what we call Ideality—balances “what’s perfect on paper” with what busy owners can reliably practice all year.
Why our Houston tax planning is different
Our purpose is simple: make people’s lives better through better management of their taxes and finances—with clarity, truth, and practical next steps. We deliver that through structured service plans that match your level of needed proactivity, not one‑off, last‑minute scrambling.
Reactive or proactive—your call
Some clients want to reach out only when something pops up (IRS letter, quick question). Others want scheduled check‑ins, estimates, and steady guidance. We support both styles so you get exactly the level of interaction you prefer—without mismatched expectations.
Choose your plan
Our tax‑focused plans are purpose‑built for Houston owners who want fewer surprises and better decisions:
1) On‑Request (no monthly fee)
Pay by the hour when you need estimates, planning, or IRS support.
Annual tax preparation is quoted separately.
This is right for those who prefer ad‑hoc help and minimal scheduled touches.
2) Clarity ($200/mo)
1 planned estimate/check‑in per year
Up to 3 partner/manager hours for “got‑a‑minute” questions or routine notices
15% discount on any additional time
Tax prep billed separately
Designed to remove one big surprise each year and keep you oriented.
3) Elevate ($500/mo)
Quarterly (or more frequent) estimates with real‑time pivots
Up to 12 partner/manager hours
Priority access and broader IRS support within plan hours
15% discount on overages; tax prep billed separately
Ideal for owners with multiple entities, large transactions, or frequent strategy needs.
Important: Each plan intentionally separates ongoing tax planning from the one‑time annual tax prep fee, so you always know what you’re paying for.
Safe‑harbor estimates: your guardrail against penalties
When real‑time data is limited or your income is volatile, we’ll base quarterly payments on IRS safe‑harbor methods—typically last year’s tax (or 110% of it at higher income levels). This helps you meet minimum payment thresholds and reduce underpayment penalties, even if the final numbers move. When better data arrives, we recalibrate.
What to expect during the year
We run a predictable cadence so you’re never guessing what happens next:
Proactive outreach before each scheduled check‑in with a short list of what we need (updated P&L, major purchases, etc.).
Estimate sessions focused on safe‑harbor amounts, projected refunds/balances, and “what changed?” since last time.
Transparent time tracking for included plan hours, with a heads‑up before you approach your cap and options to upgrade if needed.
This structure gives Houston owners clarity on timing, deliverables, and costs—without the scope creep that often plagues open‑ended engagements.
Bookkeeping vs. tax planning: keep them separate for clarity
Daily bookkeeping (reconciliations, categorization, payroll entries) runs on a different cadence than quarterly or annual tax planning. We keep those services distinct so you’re never unclear about what’s covered—and so your advisory time isn’t consumed by low‑value data entry.
If you need bookkeeping, we can scope it separately using a straightforward three‑tier structure (Foundation, Focus, Ascent) with clear volume thresholds and add‑ons. Keeping tax as its own line item preserves pricing transparency and ensures you only pay for what you truly need.
Built for Houston’s real‑world pace
Houston entrepreneurs—whether in energy services, healthcare, real estate, or professional practices—often juggle fluctuating income and time‑sensitive decisions. Our Ideality lens ensures the plan we design is practical: a schedule you’ll keep, payments you can make, and advice you’ll actually use—so your planning works in the wild, not just on paper.
Getting started
Pick your level — On‑Request, Clarity, Empower, or Elevate.
Sign two simple engagements — one for your plan, one for tax prep (each with clear inclusions, exclusions, and overage terms).
We schedule your year — estimates, check‑ins, and reminders, so you’re always ahead of the next deadline.
FAQs
Is “Tax Planning Houston TX” only for businesses?
No. Individuals with variable income (consulting, bonuses, K‑1s) benefit from scheduled estimates and scenario planning just as much as business owners.
Can you combine bookkeeping and tax planning?
Yes—scoped separately. Many clients prefer that for the “best of both worlds,” but keeping pricing distinct avoids confusion and protects advisory time.
What if I exceed my included hours?
We’ll notify you when you’re nearing the cap; extra time is billed at your plan’s discounted rate, or you can upgrade your plan if needs have grown.
Bottom line for Tax Planning Houston TX
Choose a plan that matches your rhythm. With clear inclusions, scheduled estimates, and practical guidance, you’ll reduce surprises and make smarter, timely decisions—year after year.
Joe is a Certified Public Accountant (C.P.A.) and a Certified Valuation Analyst (C.V.A.). Joe’s professional career in public accounting began in 2012 with one of the “Big 4” international accounting firms. Since 2012, the focus of his professional engagements has been primarily in the area of business tax planning, cash flow planning and management, business valuations, and small business financial consulting.
